From the desk of:
JEFFREY & RENEE
HASWELL
P.
O.
Direct
(925) 686-4393 xtn 235 Fax (925) 955-1614
www.JeffsHomeNews.com TheHaswells@JeffsHomeNews.com
Winter 2005
Dear Friends,
Enclosed is the Winter issue of our quarterly newsletter.
We hope that this information is helpful and that you will
call us if you have any questions or need additional information.
Your Personal Mortgage Consultants,
Jeffrey & Renee Haswell
Earning Clients for Life
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Is Falling In Love Like Owning A Dog?First of all, love is a big responsibility, especially if you live in a big city. So think long and hard before deciding on love. On the other hand, love gives you a sense of security.
When you’re walking down the street late at night and you have a leash on love, ain’t no one going to mess with you. Because crooks and muggers think love is unpredictable.
Who knows what love could do in its own defense?
On cold winter nights, love is warm. It lies between you and lives and breathes and makes funny noises. Love wakes you up all hours of the night with its needs. It needs to be fed so it will grow and stay healthy.
Love doesn’t like being left alone for long. But come home and love is always happy to see you. It may break a few things accidentally in its passion for life, but you can never be mad at love for long.
Is love good all the time? No! No! Love can be bad. Bad, love, bad! Very bad love.
Love makes messes. Love leaves you little surprises here and there. Love needs lots of cleaning up after. Sometimes you just want to get love fixed. Sometimes you want to roll up a piece of newspaper and swat love on the nose, not so much to cause pain, but just to let love know, “Don’t you ever do that again!”
Sometimes love just wants to go for a nice long walk. Because love loves exercise. It runs you around the block and leaves you panting. It pulls you in several different directions at once, or winds around and around you until you’re all wound up and can’t move.
But love makes you meet people wherever you go. People who have nothing in common but love stop and talk to each other on the street.
Throw things away and love will bring them back, again and again and again. But most of all, love needs love – lots of it. And in return, love loves you and never stops.
This celebration of love was written
by
Can A Fiery Diet Help Your Heart?New research says that spicing up your diet might keep you from having a heart attack.
How can hot sauces and jalapenos help your heart? Research seems to point to the possibility that fiery foods block coronary buildup and keep your blood moving.
Scientists have determined that cayenne pepper inhibits the production
of
thromboxanes
, which promote
clotting.
Capsaicin , which gives chilies their heat, can help lower blood pressure. This means capsaicin intake can help prevent damage leading to blood clots. And that’s not all capsaicin is believed to do; researchers think it also might help lower harmful cholesterol in the blood. High levels of bad cholesterol are what cause most blood clots, and clots are what cause most heart attacks.
So think about piling on the hot peppers – and even heading back for seconds! – Adapted from Chile Pepper magazine
What Kids Think Of Love© Love is like an avalanche where you have to run for your life. John, age 9
©
I
think you’re supposed to get shot with an arrow or something, but the
rest of it isn’t supposed to be so painful.
© On the first date, they just tell each other lies. That usually gets them interested enough to go for a second. Mike, 10
page 2 of 6
Does Your Taste In Music
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Welcome New Clients
Here are some of the new clients who became members
of our “Real Estate Family” this past quarter. I’d
like to
welcome you and wish you all the best!
Ian and
Elisabeth Chizmar, Livermore
“Dick”
& Angie Beal of
Lisa
Jo Rayce of Manteca
Gary
& Joy Crabtree of
Bruce
& Candy Hill of
Marie
Veloz from
William
& Holli Dwyer of
The
Robbins-Groves Family of
We love giving recognition to our
new friends and our wonderful existing clients who are kind enough to refer
their friends and relatives to us
.
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Don’t be quick to accuse distracted, tired, or unenthusiastic employees of lack of commitment to their jobs. Instead, ask them what pressures they may be under at home. For example, employees who care for family members often spend so much time on all the activities involved with care that they, in effect, work a second part-time or full-time job.
Based on information from over 700 of their clients’ employees,
ComPsych, a
Employees caring for children. Parents put in about 30 hours a week taking care of their children, including bathing, feeding, driving them to school, and attending extracurricular activities.
Employees caring for elderly relatives. Caring for older relatives took up 10 hours a week. Employees spent time on personal care, travel and chauffeuring, and helping the elderly with their financial, legal, social, and health-related needs.
Employees caring for both children and the elderly. This group committed as much as 36 hours per week to caregiving – equivalent to another full-time job. Not surprisingly, these employees reported being short on sleep. Chances for recuperation were lessened by spending over 18 of their vacation and sick days a year dealing with caretaking and personal issues for which they had no time.
Keep in touch with your employees about their caregiving responsibilities and point them to the employee assistance, flextime, and other support programs your organization provides. It’s an opportunity to recognize employees’ contributions and their value.
page 3 of 6
Black History Month is
a
time to commemorate and honor African Americans who have changed the
world. To
name just a few of many: Thurgood Marshall, the first African-American to
serve on the U.S. Supreme Court; George Washington Carver, the scientist who
developed hundreds of products from peanuts, sweet potatoes, pecans, and
soybeans, revolutionizing agriculture in the South; Charles R. Drew, the doctor
who pioneered the idea of the blood bank, saving innumerable human lives;
athletes Muhammad Ali, Wilma Rudolph and Michael Jordan; musical artists Chuck
Berry, Aretha Franklin and Nat King Cole; writers James Baldwin, Alex Haley and
Alice Walker; and a spectrum of “movers and shakers” from Oprah
Winfrey and Spike Lee to Sarah Breedlove Walker and Colin Powell.
Carter G.
Woodson
(1875-1950), noted African-American scholar, historian and son
of former slaves, founded the Association for the Study of Negro Life and
History in 1915, which was later, renamed the Association for the Study of
African-American Life and History (ASALH). He initiated Black History
Week,
February 12, 1926. For many years the second week of February (chosen to
coincide with the birthdays of Frederick Douglass and Abraham Lincoln) was
celebrated by African Americans in the
– Adapted from galegroup.com and asalh.com
If you’re planning a special evening for Valentine’s Day, you might want to include one of the top 10 romantic movies of all time as listed by the American Film Institute:
Client
Of The Quarter
Congratulations to our Client Of The Quarter,
Marie Veloz
from
As always, the Client Of The Quarter receives a $25 gift certificate for Chili’s Restaurant.
Call
us to find out how you can
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1.
2.
Gone With The Wind (1939)
3.
4.
Roman Holiday (1953)
5.
An Affair to Remember (1957)
6.
The Way We Were (1973)
7.
Doctor Zhivago (1965)
8.
It’s a Wonderful Life (1946)
9.
Love Story (1970)
10.
City Lights (1931)
– Adapted from www.afi.com
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page 4 of 6
We snap it and crack it, pop it and
drop it (on the sidewalk, that is). What is it?
Chewing gum!
When did that
snapping-cracking-popping-and-dropping habit start? Actually, people have
been
chewing on natural materials for hundreds of years, like thickened resin and
latex from certain types of trees, various sweet grasses, leaves, grains and
waxes.
When colonists came to
Fall Quiz Answer
Question:
What do you call a word, verse, sentence, or number that reads the same
backward or forward?
Answer : Palindrome (e.g., racecar, kayak, level, 1881)
Source:
Merriam Webster’s Collegiate
Dictionary.
Congratulations
to Thomas Dec, Realtor, John P Gennoy Realty. Your name
was selected at random from all of the correct quiz entries and you’ll
receive lunch with Jeff & Renee the next time we get together.
Watch for your name in a coming month! |
The next step was chicle-based gum,
which arrived in the
William Wrigley, Jr. didn’t
invent chewing gum – there were a dozen chewing gum companies in the
– Adapted from
www.wrigley.com
When you’re out gathering supplies for the ranch, don’t forget to check the labels for nutritional information. Anything labeled “healthy” should contain at least 10% of the daily value of an important nutrient. The food should also be low in fat, cholesterol and sodium.
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You’ll also want to load up on whole grain products, like breads and cereals, dried beans and brown rice. And remember that pasta is high in protein, B vitamins and iron. When it comes to buying your greens, it’s most nutritious to choose the greenest. Dark greens and reds in salad greens indicate that beta carotene and other carotenoids, vitamin C, folic acid, calcium and other nutrients are in the food.